Don't guess your mortgage.
Understand it.

Make data-driven mortgage decisions.

Calculate my mortgage →

Same home. Over €30,000 more.

ESAPP helps you avoid that.

Best case
3.0%
Annual rate
€632/mo
Total paid: €227,666
Average
3.5%
Annual rate
€674/mo
Total paid: €242,484
Worst case
4.0%
Annual rate
€716/mo
Total paid: €257,804

Example: €150,000 loan · 30-year term

Everything you need to decide with confidence

⚡

Instant quote

Monthly payment, total interest, and full amortization in seconds.

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Compare banks

Rank every available bank offer side by side — same loan, real rates.

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Stress test

See what happens to your payments if rates rise or income drops.

How it works

01

Enter your details

Loan amount, term in months, and annual interest rate.

02

See the full cost

Monthly payment, total interest paid, and a complete payment schedule.

03

Compare and decide

Rank bank offers for your loan and pick the best deal for you.

Ready to understand your mortgage?

Get started — it's free →